EASY APPLICATION PROCESS
Fast Cash Loans
Borrow up to $11,000 anytime – Same-day assessments and OSKO transfer for eligible applicants upon approval.
Cash Loan Repayment Calculator
$2001
$3500
$5000
10 weeks
32 weeks
52 weeks
*Estimated Weekly Repayment:
TRANSPARENT AND SIMPLE
Estimate Your Loan Repayments
Simply choose your loan amount and repayment term, and the calculator will show an estimated repayment amount based on typical rates and fees. We believe in clear, upfront information so you can make informed financial decisions with confidence.
Fast Approval
No Hidden Fees
Flexible Repayments
Apply Anytime 24/7
Competitive rates
Fair, competitive rates that save
Our personal loans come with competitive and affordable interest rates, designed to suit your budget and needs. Whether you’re managing bills, planning a big purchase, or covering unexpected expenses, we help you borrow smarter — without overpaying on interest. Our responsible lending principles aim to provide you with a loan repayment that you can afford. You must be employed — we cannot help you if most of your income is from Centrelink.
Competitive loan rates.
Enjoy fair, flexible rates that make borrowing simple and affordable.
Fast Quotes, Simple Process.
Skip the paperwork and long waits — enjoy a quick and convenient lending process.
PERSONAL LOANS
Quick and Flexible Personal Loans
MyCashOnline offers flexible instalment and personal loans ranging from $2,001 to $11,000. Your repayments are conveniently made via Direct Debit on your pay cycle — whether weekly, fortnightly, or on a specific monthly date. The application process is quick and straightforward, taking only a few minutes to complete. During business hours, most applications are processed, approved, and funded within 60 minutes. Depending on your bank, funds are often available within minutes or hours, and in most cases, the same day — at the latest, overnight.
Our services
We are transparent with our fees & charges.
There are no hidden fees or charges, and we will explain everything to you upfront.
Who Can Apply
You are over 18 years old You have Australian bank account You have regular income
Flexible repayments, your way
Pay more when you can. No penalties. Full control.
Fast cash when you need it
Funds may be available same day, depending on your bank.
Real help, from real people
Need support? Talk to a real person, 6 days a week.
Short Term Loans
Types of Quick Cash Loans
We're here to help make things happen with cash loans from $2,001 to $11,000
Travel Loans
Planning a getaway? Our travel loans help you enjoy your time without financial stress.
Car Loans
Want new wheels? Our car loans can help you hit the road without financial stress.
Home Renovation Loans
Upgrade essentials without delay — our loans are here to support your home needs.
Dental Loans
Smile bright without the sting of dental costs — our loans are here to support you.
Car Repair Loans
Car troubles? You can get back on the road faster with our quick cash loans.
Wedding Loans
Celebrate your big day without financial stress — our wedding loans can support you.
Quick and responsible
We provide fast loan approval for a smoother application process.
Easy Process. No Paperwork. Get Funded In One Hour
Fully licensed under the Australian Credit Licence.
Authorised and regulated Local lender.
Secure transactions
We secure your personal & financial information.
All your data is encrypted and securely stored, ensuring your transactions are protected at every step.
Borrow with confidence, knowing your privacy and security are our top priorities.
Apply with us!
Get your loan quickly and easily.
A simple, transparent loan process from start to finish.
01
Apply Online
Providing your information takes just a few minutes — fast, simple, and hassle-free.
02
Get an instant outcome
You’ll receive a fast, straightforward decision from our online system. Trust & security is our #1 priority.
03
Quick Fund Transfer
After our quick manual check and if approved, money can hit your bank account within minutes*.
No hidden steps. No unnecessary delays. Just a smooth, stress-free way to get the funds you need.